Employee Benefits
Employee benefits packages are an integral part of an employer’s overall recruitment and retention strategy. In today’s world, it is difficult to keep up with the latest products and ever-changing legislation. Sterling Thompson Company’s expert team of licensed professionals provide the knowledge and experience to help you maximize your employee benefits impact.
UBA Partner Firm
We are proud to be a Partner Firm of United Benefit Advisors (UBA). UBA partners are held to high standards of professionalism, integrity, and business ethics. The UBA community consists of over 130 elite employee benefits agencies who come together to share their knowledge and resources. This leads to the creation of practical, cost-effective employee benefits solutions that better fulfill the needs of their clients.
Through the UBA partnership as well as Sterling Thompson Company’s 85+ years of insurance experience and knowledge, we offer our clients tailored employee benefits packages and services.
Our large assortment of measurable solutions focuses on key areas such as:
Employee Communication and Engagement
By educating your workforce on healthcare best practices, we train your employees to be a partner in controlling healthcare expenses.
Claims Cost Containment
Using a mix of data analytics, education, wellness strategies, disease management, and pharmacy consulting, we have a proven track record of reducing healthcare expenses.
Human Resource Administration Support
We provide benefit administration platforms, dedicated service teams, and automated service calendars to reduce the burden on your HR team.
Employee Benefits Solutions
GROUP MEDICAL INSURANCE
Group health insurance is a very large expense for a business. However, it’s also a great way to attract and retain employees. We’ll help you pick the right plan for your team.
MEDICAL STOP-LOSS INSURANCE
Some employers should consider partially self-funding their group medical insurance. We can set up a structure that is safe and simple.
CAPTIVE MEDICAL PLANS
Want more control over your healthcare premiums? A captive medical plan allows you, the employer, to join a group made up of other companies. The intent of this group is to reduce the cost associated with healthcare benefits.
BENCHMARKING
Benefits benchmarking analyzes how your employee benefits compare to other companies in your industry.
EXECUTIVE BENEFITS
Unlock unparalleled financial security for owners, executives and high earners with a comprehensive suite of Executive Benefits.
DISABILITY INSURANCE
Everyone is at risk of illness or injury. Short-term and long-term disability insurance will protect your team in the event an employee is injured and unable to work.
GROUP LIFE INSURANCE
If something happens to an employee with life insurance, their families will be taken care of financially. Offering your employees this coverage will help put their minds at ease.
GROUP DENTAL INSURANCE
Picking the plan that has the right coverage for the best price can be difficult. We’ll work with you to design a dental plan that fits your employees’ needs.
GROUP VISION INSURANCE
Making sure your employees have access to vision insurance is very important. We’ll help you find a vision plan that fits your team’s needs.
BENEFIT ADMINISTRATION PORTALS
Keep all of your employee benefits materials in one online portal that we build and maintain for you and your employees.
CYBER AND IDENTITY PROTECTION
This coverage helps protect sensitive employee information from scams, cyber-threats, and human error. This coverage also adds a layer of defense against data breach risks – helping give you peace of mind.
SPENDING ACCOUNTS
Whether you offer a health savings account (HSA), flexible spending account (FSA), and/or health reimbursement account (HRA), health reimbursement options help cut medial costs. This is beneficial for both the company and the employees.
OTHER SERVICES
Population Health Management | Pharmacy Benefit Consultation | 5500 Filing Assistance | Employee Assistance Program | Telemedicine Services | Human Resource Support | Plan Document Services | Claims Concierge and Patient Advocacy | Compliance Solutions | Claims Analytics | Claims and Census Auditing | Cost Containment Solutions | Employee Communication Tools | Interactive Employee Open Enrollment Videos | Financial Wellness Education Solutions
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Aetna
Anthem
Benecon
BMI Audit Services
BrainShark
Brightdime
Cigna
Claros Analytics
Colonial Life
Confidio
CXC Solutions
Deerwalk
Delta Dental
Fisher Phillips Law Firm
Guardian
Humana
Jellyvision
Milliman Consulting
Norton LifeLock
Principal Life
Roundstone Captive Solutions
Sun Life Financial
Symetra Life
Teledoc
The Hartford
The Phia Group
The Standard
United Healthcare
Vital Incite
VOYA
VSP
See what current clients are saying about their partnership with us!
