Commercial Equine Liability

Commercial Equine Liability policies are designed for those involved with, but not limited to, any of the following:

If you earn any INCOME from equine activities, even if you do not consider yourself a professional, you should have this coverage in place. Policies are customized to your type of equine activities and your level of involvement. Personal liability is included in the policy, so the damages/injuries caused by the insured’s personally-owned horse would be covered even if it wasn’t involving the business activities.

Consider this: Even if the claims made against you are unfounded, the legal cost to defend against a lawsuit would be devastating. These liability policies are designed to protect the named insured. It does not automatically cover the costs that others incur. If an injured party (or their health insurance company) pursued legal action against the insured, the liability policy would respond to cover the defense costs and resulting judgements – up to the policy limits.