Life and Health Insurance
Life and Health Solutions:

Life INSURANCE

Annuities

Living Benefits

Key Person INSURANCE

Buy-Sell Planning

Executive Benefits

Medicare INSURANCE Plan

Medicare Prescription Drug Plan

Individual Health Insurance (Under 65)
OTHER SERVICES
• Dental • Vision • Hearing • Disability • Hospital Indemnity • Long Term Care
Our Approach to Life Health and Financial Protection is a Legacy Mindset
Practical Approach to Life Insurance Strategies
By offering tailored life insurance solutions, we empower our clients to safeguard their families and assets for generations to come. Our comprehensive policies provide peace of mind and financial security, ensuring your loved ones are protected no matter what the future hold.
Bringing Clarity to Medicare Insurance Plans
Find peace of mind with Medicare plans designed to be simple and easy to understand. Our experienced advisors keep you informed and help you get the coverage you need—without the hassle. You can focus on living your life while we stay on top of Medicare changes for you.
Protecting Your Income Matters To Us
Elevate your financial security with our executive benefits designed to ensure uninterrupted income protection for high-income earners. Our comprehensive solutions guarantee seamless coverage with no gaps, providing peace of mind and financial stability for you and your loved ones no matter your health or ability to work.
Life and Health Insurance
Securing the right life and health insurance plans is crucial for protecting your financial future and the well-being of your loved ones. Understanding the vast array of options can be overwhelming.
Sterling Thompson Company’s team of licensed professionals offers the expertise and guidance you need to make informed financial decisions about your life and health insurance, providing peace of mind and comprehensive coverage tailored to your individual needs.

Life and health Insurance Team

Cody Judd
Individual Health Team Leader
Born and raised in Louisville, Kentucky, Cody began his insurance career at the age of 18, working under the mentorship of his grandfather. Though he started his career early, he graduated from the University of Louisville in 2018.
After gaining valuable experience under his grandfather’s guidance, Cody established himself as a successful self-employed insurance broker. As his business grew, Cody faced a crucial decision: build a team from scratch or join an established firm. In July 2024, he made the strategic choice to join the Sterling Thompson Company family as the Individual Health Team Leader. Leveraging the knowledge and insights gained from his grandfather and his decade of experience in the industry, Cody is dedicated to building a self-sufficient, successful team at Sterling Thompson.
When Cody isn’t immersed in the world of insurance, he is an avid outdoorsman. He enjoys spending time fishing and hunting across the country. In addition to his outdoor adventures, Cody loves to travel to new places with his wife and dog.

Gary Lockard
Life and Health Advisor
Gary is a Kentucky native, born and raised in the Bluegrass. As such, he feels he has a terrific perspective on the people here and is happy to call it home. Gary started his career in healthcare in 2000 while working with Kroger pharmacies until after graduating from the University of Louisville. He then sought to broaden his healthcare horizons to focus on health insurance, which is what brought him to Sterling Thompson Company. Gary joined the Life and Health team as a Life and Health Advisor in 2024 and is excited to continue expanding his expertise in the healthcare field.
Gary’s eye for pharmaceuticals makes him an asset to those who are looking to save money when it comes to one of healthcare’s largest expenses: prescriptions. He has helped his clients with significant savings throughout his career and brings with him an ear for listening and passion for understanding client needs.
In his personal time, Gary enjoys playing poker and hanging out with his son, Grayson, his wife, Jacinta, and their adorable Shih-Tzu, CoCo.

