Whether your passions lie in the thoroughbred racing or show/sport horse community, we have solutions to protect your equine and farm exposures. Our professional team has over 75 years’ experience working directly in the areas of racing, breeding, equine and farm liability, as well as farm owner’s coverages.

Our strategic alliances with insurance carriers allow us to place your coverage with some of the top-rated companies to protect even your most unique exposures. Let us show you how we can protect your passions and investments.

Farm & Equine Insurance Solutions

Equine Mortality

Provides coverage on your horse if you lose them due to an accident, illness, injury, disease, or veterinary recommended euthanasia.

Major Medical and Surgical

This endorsement offers reimbursement for veterinary treatments (both medical and surgical) for accidents, injuries, illness, or disease up to a limit.

Farm Owner’s Insurance

Provides coverage to dwellings, barns, farm structures, equipment, and equine liability, all conveniently bundled together within one insurance policy.

Commercial Equine Liability

Provides customized protection for individuals and businesses earning income from equine activities, including liability from personally owned horses.

Surgical Coverage

This endorsement provides reimbursement for veterinary surgical procedures performed under general anesthesia, which helps with costs associated with necessary treatments.

Personal Owner Liability

Protects horse owners with no commercial involvement from property damage or injuries caused by their horses, on or off premises. 

Prospective Foal Coverage

Provides coverage against a mare that is greater than 42 days in foal aborting, slipping, carrying twins, or delivering a still born foal.

Horse Show/Event Liability

Available on a short-term or annual basis for horse shows or series, providing coverage to help insure against the various risks involved in equestrian events and activities.

Club Liability

Provides protection for the club and its members from legally obligated costs due to property damage or bodily injury of a third-party during club activities.

And more!

Call us today to see how we can help you with your farm and equine needs.

Learn More About Sterling Thompson Equine